The experienced and knowledgeable home insurance agents at Goodman Insurance Inc. serving the Shelton, CT area know that your home is where your heart is, and you will do anything to protect it. The best way to protect the investment of time, money, and energy you have put into your home is to have adequate home insurance. This is important even if you no longer have a mortgage on your home and are required by a lender to have a home insurance policy.
What Does Home Insurance Cover?
Nearly all basic home insurance policies cover the structure of your house and its contents, including your clothing, furniture, appliances, personal belongings, electronics, and more. You can add to your policy to cover any outbuildings or other structures on your property, such as decks, garages, porches, sheds, and even privacy fences.
Home insurance policies are created to assist you in replacing or repairing your home if it becomes damaged by some horrible event. Those events usually covered include natural disasters, fires, burglaries, and acts of vandalism.
Home insurance will also come in handy if a guest to your home falls and injures themselves or is injured in some other way. Your home insurance policy will help cover their medical bills and possibly even their lost wages if they have to be off work for a certain period. Your home insurance policy can keep you from being sued since you can cover a person’s medical bills upfront.
It is good to keep in mind that most home insurance policies do not include flooding or earthquakes. You can add these policies to your central home insurance policies as addendums.
Contact Goodman Insurance Inc.
To create an excellent home insurance policy for your situation, contact the home insurance agents at Goodman Insurance Inc., serving the Shelton, CT, area today!
