As a business owner, you’ll need to get commercial insurance. However, choosing can be difficult if you’re unfamiliar with the available types. At Goodman Insurance Inc. in Shelton, CT, we want to ensure you select great commercial insurance for your business. So, we’ve crafted a nifty guide to help you better understand what’s available.

Commercial Insurance Coverages in Connecticut

There isn’t "one size fits all" coverage for commercial insurance. Many times, businesses will choose multiple insurances to ensure that they are protected. That said, there are three main elements of commercial insurance to choose from.

The first is general liability insurance, which helps protect against property damage, personal injury, and more. Commercial property insurance is another option designed to cover a business’s physical properties, including buildings, inventory, and vehicles.

Lastly, workers’ compensation insurance is the last type of commercial insurance. Workers’ compensation insurance helps protect a business’s employees and aids anyone injured on the job. In most cases, businesses should choose all three if they want full protection.

Additional Commercial Insurance Coverages

Adding additional coverage to commercial insurance can be a great way to protect more assets. A handful of different coverage can be added to your existing policy. You’ll want to add the most relevant ones to your business.

Here are a few to consider:

Business interruption insurance
Professional liability insurance
Commercial auto insurance
Cyber liability insurance
Product liability insurance
Employment practices liability insurance
Umbrella Insurance

Contact Goodan Insurance Inc. in Shelton, CT

It’s important for a business to ensure all business elements are protected. One issue is that it can lead to disastrous costs and even result in closing your doors. So, if you’re in the Shelton, CT, area, we at Goodman Insurance Inc. want to help. Contact us below, and we can start by finding you a suitable commercial insurance plan.