If you have a pre-existing condition, you’re in good company. Roughly half of all Americans under the age of 65 are in the same boat. Conditions range from relatively mild health problems such as high blood pressure and high cholesterol to serious conditions such as HIV/AIDS and cancer.
For residents in Shelton, CT, with a pre-existing condition, purchasing a life insurance policy can be challenging, but it’s possible. Knowing how to approach the situation can increase your odds of getting a favorable policy at a good price.
Always be Truthful
Never attempt to hide a pre-existing condition. The insurer will review your medical records before approving coverage. If the insurance agency finds incorrect information on the forms, your application will likely be denied. Alternatively, your beneficiary may not receive the payout if you pass on and the insurance company discovers you were dishonest on your application.
Do the Best with What You Have
Prioritizing your health can improve your coverage options. Talk to your doctor about what you can do to prevent health problems related to your condition. Exercising regularly, eating healthy foods, and taking the right medication can increase your odds of receiving life insurance coverage. These actions also boost your overall health and well-being.
Get Help from Goodman Insurance Inc.
Goodman Insurance Inc. specializes in helping Shelton, CT residents with pre-existing conditions find life insurance coverage that suits their needs and fits their budget. We comprehend the importance of ensuring your loved ones have their financial needs met after you pass on. That’s why our team provides personalized care and advice to help you secure the right insurance coverage. Contact us to learn about our policy options or to get a quote for your desired policy.