When getting home insurance, it’s important to ask the right questions. The professionals at Goodman Insurance Inc., servicing Shelton, CT, provide information for customers trying to find the best policy for their needs and budget. Below, we’ve listed three important questions to ask your insurance agent before getting an insurance policy.

1. How Much Will It Cost?

Cost is always a primary consideration for people shopping for home insurance. One of the benefits of working with an independent insurance agent from Goodman Insurance Inc. is that we can get quotes from several insurance carriers. This makes shopping around easy. We’ll help you understand the different options, including the levels of coverage with each policy.

2. Are My Contents Insured for Replacement Value?

If your contents are insured for replacement value, the insurance policy will pay to replace your belongings if they are lost during a covered event.

If your policy only covers the actual cash value of your personal belongings, the policy will pay far less if a covered event occurs. To ensure that your policy will replace your belongings following a covered event, talk to your insurance agent to get a policy that offers replacement value coverage.

3. How Can I Determine How Much Coverage Is Needed For My House?

It is important to choose a policy that provides enough coverage for your home. Your insurance agent at Goodman Insurance Inc., servicing Shelton, CT, can help with this. We have years of experience assisting customers in finding the right coverage and policy for their needs.

Do you have other questions about home insurance? We can help! Call today to get started shopping for your home insurance policy.