General Liability Insurance

General liability insurance, also known as business liability insurance or commercial general liability (CGL) insurance, is a fundamental policy that protects your business from claims of property damage, bodily injury, advertising injury, and personal injury.

This insurance coverage provides financial assistance in the event that your business causes harm to a third party or their property. Whether it’s a slip and fall accident at your premises or a product liability claim, general liability insurance offers the necessary financial protection and legal support to mitigate potential losses.

Professional Liability Insurance

Professional liability insurance, also called errors and omissions (E&O) insurance, is essential for companies and sole proprietors that provide professional services or advice. It covers claims made against your business due to alleged errors, omissions, negligence, or professional malpractice.

Professionals such as architects, lawyers, consultants, and medical practitioners can benefit greatly from this coverage. However, professional liability insurance isn’t limited to these industries.

In case of a lawsuit or claim arising from mistakes or failures in your professional services, professional liability insurance helps cover legal costs, settlements, and damages, providing you with peace of mind.

Management Liability Insurance

Managing a business involves making important decisions that can have legal consequences. Management liability insurance is designed to protect directors, officers, and managers from the potential risks and liabilities associated with their roles.

It encompasses directors and officers (D&O) insurance, employment practices liability (EPL) insurance, and fiduciary liability insurance. By protecting your management team, this coverage ensures that they can make informed decisions without the fear of personal liability, thus promoting a proactive and confident approach to running your business.

Cyber Liability Insurance

In today’s technology-driven world, businesses are increasingly vulnerable to cyber threats and data breaches, making insurance coverage for such an event necessary. Cyber liability insurance provides financial protection in the event of a data breach, cyberattack, or unauthorized access to sensitive information.

This coverage helps your business manage the financial costs of notifying affected individuals, offering credit monitoring services, investigating breaches, restoring data, and addressing potential legal liabilities. In addition, cyber liability insurance can also assist with public relations efforts to maintain your business’s reputation and customer confidence.